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Giro (Giro) :: If you pay on a normal credit bill and write a cheque or pay by giro you can save up to a maximum of 13 per cent if you change to direct debit Refinery (শোধনাগার) :: Engineers tonight are also checking for damage to the areas oil refineries Deflation (বিচ্ছুরিততা) :: The last section provides three studies that explore the behavior of asset prices during deflations Giveaway (giveaway) :: The new virus makes its way into computers through an email attachment and is less obvious than previous viruses due to a lack of giveaway signs Loss (ক্ষতি) :: He is a great loss to the Trien community and will be sadly missed by all who knew him

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Utilitarian (উপযোগবাদী) :: For those unable to afford elaborately carved items or highquality cabinetry there was nevertheless much practical utilitarian furniture Utopian (আজগুবি) :: Dropping out was the great weakness of the sixties utopians Vacillate (স্থির না থাকা) :: He mocked his challenger as a vacillator who could spend the whole time debating himself Vacuous (শূন্য) :: From his face you can see nothing but a kind of goofy goodnature and the vacuous halfbaked expression of a child bewildered by all the strange things that are going on all around him Vagary (খেয়াল) :: I have been in particularly reflective and sombre mood recently feeling vulnerable to the vagaries of city life

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