(1) Whatever the reason, some lenders are squirming out of deals to refinance home loans at rates below 6 percent.(2) If you have a home loan, refinance your mortgage to lower your payments.(3) Households also continue to refinance their mortgages or use home-equity loans to fund their shopping sprees.(4) companies must refinance u00a320 billion of warrants and bonds(5) The government is now negotiating with a dozen banks to refinance the debt at rates it can afford.(6) One thing to note, however, is that it is a good idea for companies to refinance their debt to lower their interest rates.(7) There are many ways to consolidate or refinance your college student loan debt.(8) With a cash-out refinancing, you refinance your mortgage for more than you owe and pocket the difference.(9) She refinanced her home in the summer of 2002, lowering her mortgage payment by $160, which she uses to pay down debt.(10) There was also a benefit for many banks from fees which arose when borrowers refinanced their mortgages because of lower interest rates.(11) Governments have saved billions by refinancing the national debt at lower interest rates.(12) Many companies, of course, got busy early this year, refinancing old obligations and taking on new loans.(13) Griffin is quick to point out that he paid off his $2,000 credit card debt and refinanced his mortgage a second time, saving about $60 a month in payments.(14) To compensate, Americans have refinanced mortgages, piling on the debt and lowering their average net worth.(15) Meanwhile, homeowners are improving their finances by refinancing their mortgages.(16) Most experts agree that interest rate reduction is the main reason behind most refinancing decisions.