(1) Tell the insured patients that they can see any doctor they wish.(2) However the accident that occurred to that car was in fact when another car rammed it while it was stationary, so the insured car was stationary, even though it had bald tyres.(3) And they have introduced a balance billing system whereby the insured patient must pay extra to make up the shortfall.(4) For example, if the insured is using jet skis or speedboats and they cause injury to third parties, most travel policies will not cover claims made against you by the injured person.(5) Risks are spread among pools of insured people so that premiums for individuals are not unaffordable.(6) Inclusion of personal accident benefits covers death and permanent disablement of the insured .(7) In addition there will be further claims in respect of loss of spare parts and other insured risks.(8) The policy must be in a form approved by the Revenue, in respect of annual premiums which are paid by the insured during his/her life.(9) A plaintiff in such an action proved his case by putting in the judgment against the insured , the insurance policy and proof of non-payment.(10) Check that the car is properly insured , paying particular attention to any excess clause.(11) The bill for an insured patient depends on the contract between the carrier and the hospital.(12) On the affordability of such product the life insurer said the product is merely an extension of benefits such as life cover and disability to the period while the insured is still alive.(13) The insurer has the right to repudiate a claim not only when the insured has misrepresented material information but also if he failed to disclose such information.(14) They may enjoy the benefits while paying their premiums, but when a claim occurs and the insurer becomes aware of the fact that the insured was not a proper pensioner, problems can arise.(15) Furthermore, since physical impairment benefits are not linked to the income earning capability of the insured person the cover is limited by the assurance company.(16) For instance, some life insurance companies need to maintain data 99 years after the death of the insured .